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State Farm® Insurance Agent Bal Claire

25 Mitchell Blvd
Suite 4
San Rafael, CA 94903-2013

Highway 101 at Smith Ranch Exit, next to Westamerica Bank

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Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


25 Mitchell Blvd
Suite 4
San Rafael, CA 94903-2013


English, Spanish
About Me

I am your State Farm Insurance agent in San Rafael, CA, and the surrounding areas! My State Farm team and I are ready to guide you on your unique insurance and financial services journey. Our goal is to establish a RELATIONSHIP with each one of our valued Good Neighbors. If you're interested in switching insurance providers, or just have questions, we'd love to provide your Personal Price Plan, created just for you!

As a longtime resident of North Bay, I am familiar with the wants and needs of my State Farm customers. I have an in-depth understanding of the insurance hurdles that they face, and I look forward to learning more about what you need today, and what you want to have accomplished in the future. Whether you're getting a new car and need Auto Insurance, or are just starting out and need Renters Insurance, our State Farm office is here to help you choose the ideal options that fit your budget. If you're taking the big plunge and are planning on purchasing a house and need Homeowners Insurance, we're here to guide you every step of the way! One of our favorite activities is saving our customers as much money as we can - bundle your Auto, Home, Life, and other insurance with State Farm today and save!

The last few years have taught us that life is precious. Have you considered what your family and loved ones would do if you were no longer here? Let's take some time to discuss Life Insurance through State Farm. Too often I find that my customers are unfamiliar with what Life Insurance can actually do, beyond a death benefit. Life Insurance can do so much more - it can help leave a legacy for your children, provide a safety net with m0rtgage protection, and provide your family with the security of knowing that they are taken care of in the event of the unexpected. Let's explore some options for Life Insurance today!

As a fellow small business owner here in San Rafael, I understand the intrinsic difficulties facing other small business owners. Sometimes it is difficult to know where to start! What does Business Insurance cover? Can I use my personal car for my small business without Commercial Auto Insurance? How many vehicles qualify for Fleet Insurance? If you're interested in plotting a course for your business, give us a call or stop by. We're happy to help.

Our State Farm office would love an opportunity to earn your business. Give us a call, text us, or stop by for a FREE quote on any type of the insurances we provide. We look forward to speaking with you soon!


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Here at the Bal Claire State Farm Insurance, our mission is to help our State Farm customers manage the risks of everyday life, recover from the unexpected, and realize their dreams. We love helping customers with their unique insurance and financial services needs. Stop by our office in San Rafael, CA for a free, no-obligation insurance quote!

Our State Farm Insurance Team has nearly 100 years of combined insurance and financial services experience. When you work with Bal Claire State Farm, you're getting a premier insurance experience!

Cecilia Guiter Viader State Farm Agent Team Member

Cecilia Guiter Viader

Insurance Account Representative

Born and raised in Spain, Cecilia just recently became an official US Citizen! She loves to cook Spanish food, and she is a writer and a published author. Cecilia formerly worked in media, movies, and TV. She is a mom and has grown son and a cat named Jack! Cecilia has been with my State Farm team for the past 6 years and has shown a wonderful approach to insuring all of the people and things that our Good Neighbors value most. Anything from Auto Insurance to Life Insurance, Renters to Condo, Cecilia has you covered!

Kristi Reacer State Farm Agent Team Member

Kristi Reacer

Customer Service Representative

Kristi is born and raised in Marin, CA so she has an in-depth knowledge of the insurance challenges that face our local Good Neighbors. Kristi is certainly the anchor of our State Farm team and has nearly 20 years of insurance experience. Kristi has a brilliant depth of knowledge about the insurance industry and tirelessly works behind the scenes to ensure that our Good Neighbors are taken care of, and that they receive the service that they deserve. When she isn't in our office, you can find Kristi hanging out on the beach, enjoying photography across sunny California, and traveling when she has the chance!

Cynthia Silva State Farm Agent Team Member

Cynthia Silva

Insurance Account Representative

Cynthia is an 8th generation, born and raised, Bay Area native. Mother of two and avid traveler. Be sure to ask her about some of her favorite travel destinations if you visit us in our San Rafael office! She has a dog named Bailey who is our State Farm office mascot! We encourage you to stop by and say hello! Cynthia has been with my State Farm office for over 4 years and she has had quite the positive impact on our community. If you're interested in protecting your family with Life Insurance, or if you need insurance for your new home, Cynthia is your go-to! She understands the intrinsic challenges of living in the Bay Area and is looking forward to assisting you!

Amy Defehr State Farm Agent Team Member

Amy Defehr

Customer Service Representative

Amy has been with our State Farm office for the past 3 years but has over 20 years of collective experience with State Farm Insurance. She is here to ensure that our office continues to run smoothly - whether you need assistance with making a payment, have a question about your policy, or need a quick answer via text message, Amy is here to help! When she isn't helping our Good Neighbors with their insurance, she is a practicing Pilates Instructor.

Marnie Osegueda State Farm Agent Team Member

Marnie Osegueda

Insurance Account Representative

Marnie has been with State Farm insurance, off and on, for the last 25 years and is a wealth of insurance industry knowledge. There are no insurance issues too complex for Marnie to handle! Whether you need Auto Insurance for your vehicle or Homeowners Insurance for your new house, or need a team member who speaks Spanish, Marnie is here to help. Outside of the insurance realm, Marnie enjoys spending time with her family - she has 3 children, one of whom is a Marine! Additionally, Marnie is very involved in our local community and does a lot of outreach with her local church.


Monica Rivero

Say hello to the newest member of the Bal Claire State Farm team - Monica! She is eager to continue her growth in the insurance industry and is looking forward to helping you on your individual insurance journey. Prior to working at our State Farm office, Monica worked in customer service, so she brings with her a positive attitude, a thoroughness to her work, and a want to continue to learn. In her spare time, Monica enjoys hanging out with her 2 daughters and her 2 dogs!

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in San Rafael.
  • I have been a State Farm agent since 2000.

We are a very busy office and are looking for our next great team member. We are an established, growth-oriented agency with a team of highly motivated individuals. We attribute our success to having a fun, energetic environment that is an enjoyable place to work. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our well-trained team uses state of the art technology to achieve outstanding results. We take pride in using our years of valuable experience to mentor individual team members and prepare them for successful careers. If you want to work in an environment that is fun, challenging, and rewarding, then Bal Claire - State Farm Agent may be the right fit for you! If you want to make an impact, see immediate success, we could be the place for you! If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team. Come work with an energetic, fun team at Bal Claire - State Farm Agent!

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.