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State Farm® Insurance Agent Bal Claire

(415) 479-8086
25 Mitchell Blvd
Suite 4
San Rafael, CA 94903-2013

Highway 101 at Smith Ranch Exit, next to Westamerica Bank

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Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


25 Mitchell Blvd
Suite 4
San Rafael, CA 94903-2013


English, Spanish

September is Life Insurance Awareness Month

September is a wonderful month for a variety of reasons, but the most important reason, as far as our office is concerned, is that September is Life Insurance Awareness Month! Our dedicated team of insurance professionals would love an opportunity to fact find with you and perform a free, no-obligation Life Needs Analysis to ensure that we protect your loved ones from devastating financial loss. Your personal vision of financial security has likely changed over the past few years, and is likely to change again! Perhaps you're getting married, starting a family, changing jobs, or considering leaving a legacy behind. The Life Insurance that you had through work won't follow you to your next position - we'll explore the variety of Life Insurance options that not only fit your current lifestyle, but also fit your budget! We're here to grow with you. As your needs change, we can adjust your Life Insurance coverage to ensure that your beneficiaries are protected. Call us today to start a Life Insurance discussion!

I am your State Farm Insurance agent in San Rafael, CA, and the surrounding areas! My State Farm team and I are ready to guide you on your unique insurance and financial services journey. Our goal is to establish a RELATIONSHIP with each one of our valued Good Neighbors. If you're interested in switching insurance providers, or just have questions, we'd love to provide your Personal Price Plan, created just for you!

As a longtime resident of North Bay, I am familiar with the wants and needs of my State Farm customers. I have an in-depth understanding of the insurance hurdles that they face, and I look forward to learning more about what you need today, and what you want to have accomplished in the future. If you're planning on purchasing a vehicle and need Auto Insurance, our friendly State Farm office in San Rafael, CA is here to help. No matter what line of insurance you may need, we're here to guide you every step of the way! One of our favorite activities is saving our customers as much money as we can.

The last few years have taught us that life is precious. Have you considered what your family and loved ones would do if you were no longer here? Let's take some time to discuss Life Insurance through State Farm. Too often I find that my customers are unfamiliar with what Life Insurance can actually do, beyond a death benefit. Life Insurance can do so much more - it can help leave a legacy for your children, provide a safety net with m0rtgage protection, and provide your family with the security of knowing that they are taken care of in the event of the unexpected. Let's explore some options for Life Insurance today!

Our State Farm office would love an opportunity to earn your business. Give us a call, text us, or stop by for a no-obligation quote on any type of the insurances we provide. We look forward to speaking with you soon!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Here at Bal Claire State Farm Insurance, our mission is to help our State Farm customers manage the risks of everyday life, including auto, home, and life insurance, allowing them to recover from the unexpected and pursue their dreams with confidence. We are dedicated to providing exceptional insurance and financial services for our customers' individual needs. Stop by our office in San Rafael, CA for a free, no-obligation insurance quote, and let us partner with you on your journey to a secure and fulfilling future.

Our State Farm Insurance Team has nearly 100 years of combined insurance and financial services experience. When you work with Bal Claire State Farm, you're getting a premier insurance experience!

Cecilia Guiter Viader State Farm Agent Team Member

Cecilia Guiter Viader

Insurance Account Representative

Born and raised in Spain, Cecilia just recently became an official US Citizen! She loves to cook Spanish food, and she is a writer and a published author. Cecilia formerly worked in media, movies, and TV. She is a mom and has grown son and a cat named Jack! Cecilia has been with my State Farm team for the past 6 years and has shown a wonderful approach to insuring all of the people and things that our Good Neighbors value most. Anything from Auto Insurance to Life Insurance, Cecilia has you covered!

Kristi Reacer State Farm Agent Team Member

Kristi Reacer

Customer Service Representative

Kristi is born and raised in Marin, CA so she has an in-depth knowledge of the insurance challenges that face our local Good Neighbors. Kristi is certainly the anchor of our State Farm team and has nearly 20 years of insurance experience. Kristi has a brilliant depth of knowledge about the insurance industry and tirelessly works behind the scenes to ensure that our Good Neighbors are taken care of, and that they receive the service that they deserve. When she isn't in our office, you can find Kristi hanging out on the beach, enjoying photography across sunny California, and traveling when she has the chance!

Cynthia Silva State Farm Agent Team Member

Cynthia Silva

Insurance Account Representative

Cynthia is an 8th generation, born and raised, Bay Area native. Mother of two and avid traveler. Be sure to ask her about some of her favorite travel destinations if you visit us in our San Rafael office! She has a dog named Bailey who is our State Farm office mascot! We encourage you to stop by and say hello! Cynthia has been with my State Farm office for over 4 years and she has had quite the positive impact on our community. If you're interested in protecting your family with Life Insurance, Cynthia is your go-to! She understands the intrinsic challenges of living in the Bay Area and is looking forward to assisting you!

Amy Defehr State Farm Agent Team Member

Amy Defehr

Customer Service Representative

Amy has been with our State Farm office for the past 3 years but has over 20 years of collective experience with State Farm Insurance. She is here to ensure that our office continues to run smoothly - whether you need assistance with making a payment, have a question about your policy, or need a quick answer via text message, Amy is here to help! When she isn't helping our Good Neighbors with their insurance, she is a practicing Pilates Instructor.

Marnie Osegueda State Farm Agent Team Member

Marnie Osegueda

Insurance Account Representative

Marnie has been with State Farm insurance, off and on, for the last 25 years and is a wealth of insurance industry knowledge. There are no insurance issues too complex for Marnie to handle! Whether you need Auto Insurance, Life Insurance, or need a team member who speaks Spanish, Marnie is here to help. Outside of the insurance realm, Marnie enjoys spending time with her family - she has 3 children, one of whom is a Marine! Additionally, Marnie is very involved in our local community and does a lot of outreach with her local church.


Monica Rivero

Insurance Account Representative

Say hello to the newest member of the Bal Claire State Farm team - Monica! She is eager to continue her growth in the insurance industry and is looking forward to helping you on your individual insurance journey. Prior to working at our State Farm office, Monica worked in customer service, so she brings with her a positive attitude, a thoroughness to her work, and a want to continue to learn. In her spare time, Monica enjoys hanging out with her 2 daughters and her 2 dogs!